If your insurer underpaid, delayed, or denied your claim, or if your coverage wasn't enough to cover your actual losses, you may have legal options. These firms, listed in alphabetical order, represent LA wildfire survivors in insurance disputes, including underinsurance, bad faith, smoke damage, and FAIR Plan claims. All work on contingency, meaning no upfront fees. Contact firms directly to find out if your situation is a fit.

EFSN does not endorse any of the firms listed below. This is not legal advice.

Bentley & More LLP

UNDERINSURANCE · BAD FAITH

Active cases against USAA and AAA alleging 360Value fraud, where policyholders were sold coverage as low as $264 per square foot when actual rebuild costs run $800 to $1,400 per square foot, and were blocked from purchasing higher limits.

bentleymore.com   (949) 870-3800   Gregory Bentley

Edelson PC

FAIR PLAN · SMOKE DAMAGE

Active FAIR Plan smoke damage cases for LA wildfire survivors, including the Jordan class action filed in LA Superior Court in April 2025—dedicated intake for Altadena, Pasadena, Pacific Palisades, and surrounding communities.

edelson.com   (312) 589-6370

Eric Ratinoff Law Corp

BAD FAITH · UNDERINSURANCE

Individual bad-faith and underinsurance cases for LA wildfire survivors, in partnership with Scott Glovsky and Robert Jackson. The team combines deep California wildfire policy expertise with three decades of bad-faith trial experience. Sacramento-based; handles cases statewide. Active in wildfire insurance litigation since the Butte Fire in 2015.

ericratinoff.com   (916) 970-9100

Kabateck LLP

BAD FAITH · SMOKE DAMAGE · UNDERINSURANCE

Individual and mass bad faith cases against Mercury, Farmers, and other carriers. Handles ALE cutoffs, hidden wildfire deductibles, underpayment, and smoke damage. Shant Karnikian has been publicly active on ALE violations and hidden deductible issues affecting LA wildfire survivors.

kbklawyers.com   (213) 217-5000

Kerley Schaffer LLP

FAIR PLAN · SMOKE DAMAGE

Active FAIR Plan smoke damage cases for LA wildfire survivors. The firm has built significant California precedent on FAIR Plan coverage adequacy and smoke damage, including a 2025 ruling that FAIR Plan's treatment of smoke damage is unlawfully restrictive. Dedicated intake for Altadena, Pasadena, Pacific Palisades, and surrounding communities.

kerleyschaffer.com   (510) 379-5801

Larson LLP

UNDERINSURANCE · BAD FAITH · MASS ACTION

Active cases include the Albert mass joinder on underinsurance — which involves allegations that dozens of insurers systematically pushed policyholders onto the FAIR Plan while suppressing their ability to obtain adequate private-market coverage — and the Ferrier antitrust action on related FAIR Plan collusion claims. The Ferrier case drew a DOJ Statement of Interest in May 2026.

larsonllp.com   (213) 205-2950

Shernoff Bidart Echeverria LLP

UNDERINSURANCE · BAD FAITH · MASS ACTION

Co-counsel on the Albert mass joinder — which involves allegations that dozens of insurers systematically pushed policyholders onto the FAIR Plan while suppressing their ability to get adequate private market coverage — and the Ferrier antitrust action. Also handles individual bad faith and claims-handling cases across multiple carriers. Has been litigating insurance bad faith in California for over 50 years.

shernoff.com   (909) 621-4935   Michael Bidart

Singleton Schreiber LLP

UNDERINSURANCE · SMOKE DAMAGE · BAD FAITH · CLASS ACTION

Active cases against Liberty Mutual, Nationwide, Farmers, and other carriers, covering underinsurance, policy cancellations, smoke damage, and bad faith claims handling. Also has active class actions related to inadequate contamination testing by hygiene vendors. National wildfire practice spans California, Hawaii, Colorado, Washington, Texas, and New Mexico.

singletonschreiber.com   (619) 771-3473   Michelle Meyers

Strange LLP

BAD FAITH · CLASS ACTION

Class action and mass-tort firm with active LA wildfire bad-faith cases, including a case against USAA. Selective intake. Prior wildfire settlements exceed $250 million across Camp, Woolsey, Lahaina, and other fires.

strangellp.com   connect@strangellp.com

Wisner Baum LLP

BAD FAITH · UNDERINSURANCE

Active insurance bad faith cases for LA wildfire survivors. Has represented hundreds of claimants in prior wildfire matters including Woolsey, and handles cases where survivors may be pursuing multiple recovery tracks simultaneously.

wisnerbaum.com   (310) 207-3233   Ari Friedman

For corrections or additions, please email hello@efsurvivors.net.