Your insurer says your home is safe or doesn’t have covered smoke damage.
How do you know whether that’s right? Policyholder attorneys explained the legal issues surrounding smoke claims, including the FAIR Plan smoke-damage litigation and the standards insurers may use to determine whether physical damage has occurred.
Together, they helped survivors understand what evidence may strengthen a smoke claim, how to evaluate testing commissioned by an insurer and when independent testing may matter.
The session also covered potential paths after a denial or underpayment, including appraisal, a Department of Insurance complaint and litigation.
The goal: understand what your insurer may owe and what you can do to get your family safely home.
Presenters: Michelle Meyers, Singleton Schreiber
Ali Moghaddas, Edelson
Kevin Pollack, Abir Cohen Treyzon Salo